The $500 MediSave Bonus is one of Singapore’s key healthcare measures for 2025, designed to support older citizens with lower savings. With rising medical costs and higher insurance premiums, this initiative provides both immediate relief and long-term security. By directing funds into MediSave accounts, the government ensures that support remains focused on healthcare needs, not general spending.
How to Qualify for Singapore’s $500 MediSave Bonus in 2025
| Bonus Amount | One-time $500 MediSave credit |
| Start Date | From 8 July 2025 |
| Eligibility | Singaporeans born 1950–1973 with low MediSave balances |
| Property Limit | Cannot own more than one property |
| Use | For approved medical expenses only |
What Is the $500 MediSave Bonus?
The 2025 MediSave Bonus is a one-time top-up of $500 to the MediSave accounts of eligible Singaporeans. Unlike cash payouts, this credit goes directly into CPF MediSave and is strictly for medical purposes such as hospital bills, outpatient treatments, or insurance premiums.
The approach offers better value than cash because the money earns CPF interest, growing over time and providing stronger financial security for future healthcare expenses.
Eligibility Criteria
The $500 MediSave Bonus is not universal. It is targeted to benefit citizens most likely to face higher medical needs and financial challenges. Eligibility is based on age, residency, property ownership, and existing MediSave balance.
To qualify, you must:
- Be a Singapore citizen as of 31 December 2024 and remain one in 2025.
- Be born between 1950 and 1973 (aged 52–75 in 2025).
- Reside in Singapore.
- Own no more than one property.
- Live in a home with an annual value below $31,000 (as of 31 December 2024).
- Have a MediSave balance of less than $37,750 (half the Basic Healthcare Sum for 2025).
This ensures that the support reaches seniors with smaller healthcare savings.
Payment Timeline and Method
The $500 MediSave Bonus will be credited automatically to eligible citizens’ CPF MediSave accounts from 8 July 2025. No application is required.
Notifications will be sent through SMS to mobile numbers registered with Singpass. For those without registered numbers, an official letter will be sent to their NRIC address. This system prevents scams and ensures all communication comes directly from government sources.
How to Check Eligibility and Balance
Citizens can verify eligibility and MediSave balance using CPF e-services:
- Log in to cpf.gov.sg with Singpass.
- Go to My CPF > My Statements > Yearly Statement of Account.
- Select the year 2024 to view the MediSave balance as of 31 December 2024.
This process gives transparency and allows seniors to confirm their status before the payout.
Why Focus on Citizens Born Between 1950 and 1973?
The bonus is directed at Singaporeans aged 52 to 75 years in 2025. Many in this age group face frequent healthcare needs and higher costs.
In addition, their CPF contribution rates during working years were lower than today, meaning their MediSave balances may not be as strong. The scheme reduces inequality by helping those who may otherwise struggle to manage rising healthcare expenses.
Approved Uses of the $500 MediSave Bonus
The credit cannot be withdrawn as cash. Instead, it is reserved for approved medical purposes, including:
- Hospitalisation and day surgeries.
- Outpatient treatment for chronic illnesses.
- Long-term care services.
- Insurance premiums under MediShield Life and CareShield Life.
- Approved medical expenses for immediate family members, within CPF withdrawal limits.
By restricting usage, the government ensures the funds directly improve healthcare access.
Why Not Paid in Cash?
Some citizens may wonder why the government does not issue a direct cash payout. The main reason is to guarantee that the bonus strengthens healthcare security. If given as cash, the money could be spent on non-medical items, leaving seniors unprepared for medical bills.
Additionally, MediSave balances earn CPF interest, so the $500 MediSave Bonus grows over time, providing sustainable support rather than a short-term benefit.
Special Cases
Certain conditions apply:
- New citizens in 2025 may request an assessment for eligibility.
- Singaporeans overseas will not qualify, as the scheme supports residents only.
- Those owning multiple properties are excluded.
- If an eligible person passes away before July 2025, the bonus is not distributed.
These rules ensure fairness and focus the benefit on seniors who need it most.
FAQs About Singapore $500 MediSave Bonus 2025
From 8 July 2025, directly into MediSave accounts.
Citizens born between 1950 and 1973 with low MediSave balances and only one property.
No, it is reserved for approved healthcare use only.
You will get an SMS via your Singpass-registered mobile number or a letter to your NRIC address.
Yes, MediSave can be used for immediate family members’ medical bills within CPF limits.
The $500 MediSave Bonus is more than just a one-off top-up. It reflects Singapore’s strategy of strengthening long-term healthcare savings while giving seniors immediate support against rising medical costs. By targeting older citizens with lower balances, the scheme narrows financial gaps and ensures resources reach those most in need.
