Loans, taxes and fees
Financing a Philippine Condo
The advertised price of a condo is rarely what you pay. This section breaks down the loans, the taxes and the closing costs in full.
Two numbers decide whether a purchase works: the interest rate you can get, and the total of the fees layered on top of the sticker price. Philippine developers quote neither clearly. These guides do.
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Financing
The real cost of buying a condo
DST, transfer tax, registration, notarial fees and the ₱3.6M VAT cliff — with a full worked example.
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Financing
Pag-IBIG vs bank home loan
Rate, term, speed and flexibility compared — and the cases where a bank genuinely wins despite the higher rate.